Wednesday, March 24, 2010

Mobile Makes Things Happen

Here’s a round up of the latest stories about how nonprofits and corporation are using mobile technology to raise monies and issue awareness.

The article, Nonprofits go mobile to raise funds for Chile1, reports on how AmericCares, Catholic Relief Services, and Habitat for Humanity used mobile services to raise funds for and awareness of the earthquake in Chile. What I particularly liked in the article, was the point made by Anthony Risicato, CEO of Mobile Commons, that nonprofits must have “ongoing communications” with its donors and supports. Risicato also notes that the average donation made to the big nonprofits is far higher than the $10 given via mobile phones. Though an influx of hundreds or even thousands of $10 donations is a major benefit to nonprofits, a committed, regular-giving donor is a most valuable asset.

Turns out that it is not easy to find out just what is the average or median amount donated by an individual. However, the Center on Philanthropy at Indiana University reports that the American Express Charitable Gift Survey conducted in the Fall of 2007 found that the median non-religious donation was $50. $138 is the average non-religious gift.2
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Reading Would You Check in to a Box of Tampax? For Charity?: CauseWorld App Gives Consumers Something Else to Do With Foursquare, Gowalla and Loopt3 led me to categorize the venture as doing-good-while-doing-good-for-yourself.

Smart phones users load the free phone app CauseWorld developed by ShopKick. Then when they are out shopping they use the app to check in when physically inside an in-the-network store (grocery store, restaurant, etc.). A user can only check into the same store once a day.

The user earns credits (karmas) simply for checking in; no purchase is required. The user uses those credits to have a donation made to one of the participating Cause World nonprofits. The donations are funded by corporate sponsors of Cause World are Citigroup Inc. and Kraft Foods. Cause World tagline, “Sponsors donate money. You choose where it goes,” makes the concept pretty clear.

Below are the nonprofits benefiting from the app4. The number in parentheses next to each name denotes the number of karmas needed to have a donation made.

Carbon Fund (1)
Donors Choose (5)
Prevent Child Abuse America (5)
LiveStrong Foundation (5)
Americans for the Arts (5)
GENAustin (girls at risk) (5)
American Red Cross (10)
Children’s Safe Drinking Water (10)
Autism Speaks (10)
Global Giving (10)
BRAC USA (fighting poverty in Africa) (10)
Accion USA (10)
Feeding America (14)
American Humane (50)
Jane Goodall Institute (100)
American Forests (Global Releaf) (100)
Room to Read (100)
Live, Learn and Thrive (200)
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How much is a picture worth? Well, you’ll find the answer in VH1 to raise money for Operation Smile with mobile giving campaign.5

For VH1 and Operation Smile (which corrects cleft palates), a picture of a smile is worth a $1. To participate in the “Send a Smile” campaign, individuals send their photo by cell service short code or upload it to VH1smile.com, VH1 donates $1 for each photo up to $10,000 to Operation Smile. As of 3/23/10, 2,179 photos have been shared.

Individuals can also make a $5 donation to the charity via cell phone by texting the keyword SMILE to the short code 90999.

VH1 gets to promote the new show “Jessica Simpson’s The Price of Beauty.” Simpson has been involved with the charity since 2003.

After submitting the photo, a participant can go to VH1smile.com and to see how his/her photo became part of a photo mosaic. I found the mosaic to be pretty interesting. When I visited the site, the photo on the home page was from The Price of Beauty and it is of Jessica Simpson in Paris walking down a runway. In just a few seconds the photo transforms into a mosaic and you can roll over one of the mosaics and one of the uploaded smiles appears in side screen. There are also two sliding bars that allow you to zoom into or get more detail of the large photo mosaic.

If you are into celebrities, you can go to the “Celebrities” tab on the top navigation bar. Click on it and you get a drop down with a list of all the celebrities featured in the tiles. Click on a celebrity and you are taken to the photo which contains the celebrity’s mosaic and the celebrity photo shows up in side screen that features an individual photo.

Promoted on the site is a sweepstakes that will take the winner to New York to attend Operation Smile’s black-tie gala and to meet Jessica. Corporate “Friends of Smiles are provided with tiles on the bottom of the home page. These sponsors are: TripAdvisor, Vital Juice, Snapfish by Hewlett Packard, Pandora Internet Radio and Mintbox which invites members to private sales, exclusive events, designer previews, fashion shows, etc.
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Though I cannot speak for anyone else, I usually feel a pang of guilt when I pass a homeless person on the sidewalk. Certainly I’m not going to take that person home. Nor do I feel comfortable giving them some cash because I doubt they will spend it on food. So almost always I redirect my gaze away from the person, quicken my pace, and walk by.

So I was intrigued when I read Pathways to Housing goes mobile to raise funds for homeless.6 Depending upon where they walk, strollers in downtown Manhattan are likely to come across a video projection of a homeless person. The walker can use his/her cell phone to perform the call to action and send a text message to get the person off the street. Using the phone sets a different video into motion; a door appears and the person walks through to a new home. Then the person receives a text message with instructions to make a $5 mobile phone donation. Sarkissian Mason developed the campaign. The campaign runs through March so I’m hoping that I will come across it.

However, I was surprised that when I went to the Pathways to Housing website there was no mention of the video projection campaign. Seems to me that an opportunity was lost to link the street campaign with the website. But I’m not being critical of the site which is very impressive. The home page is very graphically appealing and the invitation to “See Our Stories” is powerful. Clicking on the “Our Model: Pathways Housing First” link takes you to an ingenious animation how Pathways cost efficiently address the issue of homelessness for people with psychiatric disabilities. On this same page is a link to a documentary. Kudos to Pathways.
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1 http://www.mobilecommercedaily.com/mobile-common-helps-non-profit-organizations-go-mobile-for-chile/print/

2 http://www.philanthropy.iupui.edu/Research/report-downloads.aspx?report=amex_gift_survey.pdf

3 http://adage.com/digital/article?article_id=142817

4 http://www.causeworld.com/causes.html

5 http://www.mobilemarketer.com/cms/news/television/5733.html

6 http://www.mobilecommercedaily.com/pathways-to-housing-goes-mobile-to-raise-funds-for-homeless/

Monday, February 1, 2010

Mobile Giving: Which Nonprofits Use It & At What Cost

As I talked about in my last post, the crisis in Haiti has raised public awareness regarding mobile giving. But I wonder if many donors think about the costs that the nonprofits incur.

But first, the basics at to how mobile giving works.

Most nonprofits share a 5 to 6 digit short code given from a mobile fundraising service provider. The short code routes text messages from mobile phones to an automated and interactive mobile messaging application. The nonprofit chooses its own, “unique” keyword which the mobile phone user texts into his/her phone and sends to the short code. So in the case of the American Red Cross the keyword is "HAITI" to the short code 90999.

Nonprofits wishing to engage in mobile giving campaigns work with one of the entities below.

The Mobile Giving Foundation was established to “develop and manage carrier standards for participation; ensure compliance with all laws and regulations concerning charitable giving; certify the participation of Non-Profit Organizations (NPOs) and their campaigns; manage message delivery and billing solutions across all carriers; and act as a billing settlement and records clearinghouse between carriers and participating charities.” http://mobilegiving.org/?page_id=62

In 2008, MGF negotiated with the wireless carriers, which had been charging up to 50% of the monies donated to nonprofits via testing, to pass 100% of the donations to MGF which then distributes the donations to the charities. http://philanthropy.com/blogPost/Raising-Money-by-Cellphone-/18957/

MGF vet nonprofits via an application process. Once approved, the nonprofit then works with an MGF approved mobile marketing firm which is referred to as an Application Service Provider or an ASP to implement the technical and technological aspects of the mobile campaign. The approved MGF ASPs are found below under, The Cost of Mobile Giving

The mGive Foundation also certifies nonprofits, ensures that both mobile giving standards and best practices of the wireless industry are met, and that the campaigns comply with federal and state regulations. mGive, unlike the Mobile Giving Foundation, also implements a mobile campaign. The wireless operators pass 100% of the donations on to mGive which then distributes the monies to the charities.

The Wireless Foundation was established by the membership of CTIA-The Wireless Association®. The The Foundation “initiates and oversees philanthropic programs that utilize wireless technology to help American communities.” The Foundation coordinates the following programs: CALL TO PROTECT®, VITA™, Wireless AMBER Alerts™ , The Amy Fund, Get Wise About Wireless, Text 2HELP.(American Red Cross disaster relief efforts)
http://wirelessfoundation.org/programs/index.cfm

It should come as no surprise that there are costs associated with giving by cell phone. Just as I noted in the previous post about the charges imposed by credit card companies, mobile giving comes with its own set of costs and fees.

The Mobile Giving Foundation charges back costs to the nonprofit organizations or their supporting service providers (ASP) for short-code costs, reporting and messaging charges. As MGR notes on its website, there are some nonprofits that allow 5-10% of each donation to go to MGF in order to cover administrative costs associated with the MGF’s mission

MGF will charge the ASP certain fees for setup, training, monthly operations, including pledge reporting and access to the MGF platform. Though the specific costs are not detailed on MGF's website it is most likel that in some way the nonprofit will be paying these charges.

Mgive charges a one time $500 setup fee. The monthly packages are: $399 Bronze, $649 Silver and $1,499 Gold. For each package there is also a per transaction fee: $.35 +3.5% for Bronze, $.32 +3.5% for Silver and $.30 +3.5% for Gold. The use of additional key words is $199 per year

If the nonprofit is sending outgoing text messages, the cost per text message is $0.05/msg for “Mobile List Builder.” The “Bronze” plan includes 100 messages then $0.04 for each additional message. The “Silver” plan includes 1,000 messages then $0.035 for each additional message. The "Gold” plan includes 5,000 messages then $0.03 for each additional message>

As for the short codes, (per mGive's website) new short codes are leased through the Common Short Code Administration. Leases are a minimum of three months and must be paid upfront. The cost is $1,000 per month for a vanity code and $500 per month for a random code. There is a one-time provisioning fee of $10,000 to get the code set up and provisioned for Mobile Giving in the US. In order for a nonprofits to use its own code, it must sign up for the Enterprise level option. However the website does not detail the costs associated with the Enterprise level.

Pricing from Application Service Providers or ASPs comes right from the companies’ websites.

MCommons states that pricing starts at $500 per month. However no further details are listed.

MobileCause services range from free to a low monthly charge of $20 to $350.

Under Text2Give, MobileCause charges a one time set up fee of $350. The monthly service fee is $250 and there is a 50 cents per transaction fee. Donations can be for $5, $10, or up to $25 a month. Users of Text2Give can access the free service level of Text2Broadcast and Text2Screen.

The Text2Donate service is a little harder to understand from the website. The service differs from Text2Give in the manner in which the nonprofits reaches out to its audience/donor base for donations. Also the size of the audience/donor base determines the monthly cost. However the website does not make it clear if a nonprofit determines its pricing for the service by reviewing the Text2Screen tab or the Text2Broadcast tab. As I interpret the information Text2Donate falls under Text2Screen pricing.

Under Text2Doante MobileCause states that a nonprofit can use its IVR system to collect pledges. Using the IVR systems results in a 9.75% of donation charge to cover IVR or Call Center fulfillment and Credit Card processing fees.

The uGive Smart Phone Giving App is $129 a month. If the nonprofit is already a client through Text2Give then the app is FREE. However, there is a $0.50 fee per donation.

Wireless Factory’s mDonation has two packages for nonprofits. The $5 donation package has a $500 application and set up fee plus a $300 monthly fee and a $0.35 per transaction fee. The $10 donation package has all the same cost except for the transaction fee which increases to $0.60.

Finally, the listings below (taken from each organization's or provider's website) show which charity is working with which organization or provider.

Mobile Giving Foundation lists the following charities

Abraham Lincoln Presidential Library Foundation
Africare ALS Foundation – Florida Chapter
Alvin Ailey American Dance Theatre
Alzheimer’s Foundation of America
America’s Second Harvest of Tampa Bay
American Cancer Society, California Division
American Cancer Society, Great West Division
American Diabetes Association
American Heart Association
American Red Cross Southeastern Pennsylvania Chapter
Amnesty International of the U.S.A.
Andre Agassi Foundation
Andre Agassi Foundation
Atlanta-Fulton County Zoo
AWAIC, Inc
Big Brothers Big Sisters of America
Big Brothers Big Sisters of Greater Kansas City
Big Cat Rescue Corp.
Blood:Water Mission
Boca Raton Museum of Art
Boys and Girls Club of Edinburg Rio Grande Valley
Call and Response
Causecast Foundation
Chabad of California
Charity Global, Inc. dba Charity:Water
Children Affected by AIDS Foundation
Children’s Cancer Research Fund
Children’s Medical Ctr./Children’s Hospital Boston
Children’s Miracle
Choice Ministries, Inc.
Chronic Disease Fund
City of Hope
Columbus Zoo and Aquarium
Crohn’s and Colitis Foundation of America
CURE International
Cystic Fibrosis Foundation
Dana Farber Cancer Institute/The Jimmy Fund
Denver Rescue
Dikembe Mutombo Foundation
Direct Marketing Educational Foundation
Disabled American Veterans
Doctors Without Borders
Dystonia Medical Research Foundation
Entertainment Industry Foundation
Environmental Resource Center
Family Health International
Family Violence Prevention Fund
Feed the Children, Inc.
Fellowship of Christian Athletes
Festivals DC LTD / Duke Ellington Jazz Festival
Food Bank of the Rockies
Food Lifeline
Friends of the World Food Program
Fundacion Teleton Mexamerica
Giants Community Fund
Greater Chicago Food Depository
Greenville Hospital System
Gwinnett Hospital System Foundation
Healing with CAARE, Inc.
HELP Funding, Inc.
HoustonPBS (Association for Community Broadcasting
Human Rights Campaign Foundation
International Rescue Committee
Jewish Federation of Metropolitan Detroit
Johnjay & Rich Care For Kids Foundation
Jumpstart for Young Children
Juvenile Diabetes Research Foundation International
Keep a Child Alive
KRMA-Denver PBS
KSBJ Educational Foundation, Inc.
Legacy of the Vine Ministries / Samaritans Feet Organization
Lifelight Communications
Living on the Edge with Chip Ingram
Los Angeles Mission, Inc.
Los Angeles Museum of the Holocaust
Love 146
Make-A-Wish Foundation
Malaria No More
Mapendo International
March Of Dimes Missouri
MetroLacrosse
Miami Children’s Hospital
Michigan Humane Society
Mid-Ohio Foodbank
Mile High United Way
Mobile Loaves & Fishes, Inc.
Morehouse College
Motor Racing Outreach
MusiCares Foundation
N.A.R.A.S. dba The GRAMMY Foundation
National Aquarium in Baltimore
National Center for Lesbian Rights
National Kidney Foundation
National Relief Charities
National September 11 Memorial & Museum @ The World Trade Center Foundation, Inc.
Neediest Kids
Old Sturbridge Incorporated
Open Doors USA
Operation Homefront
Operation Smile
Ovarian Cancer Research Fund, Inc
Pan Massachusetts Challenge
Partners Relief & Development
PBS
Philharmonic-Symphony Society of New York
PPMD
Richard J. Caron Foundation
Richie-Madden Children’s Foundation/Tides Foundation
Romito Foundation
Safe Blood for Africa
Save Darfur Coalition
Share Our Strength, Inc
Sheltering Arms Senior Services
Soles4Souls
Songs of Love Foundation
SOS Children’s Villages
Sparrow Clubs USA
Special Olympics Colorado
Special Olympics Northern California
St. Jude Childrens Research Hospital
Stand Up to Cancer
StandUp For Kids
Starlight Children’s Foundation
Stern Grove Festival
Susan G. Komen for the Cure®
The ALS Association – Florida Chapter
The Art Institute of Chicago
The Children’s Aid Society
The Gay, Lesbian, Bisexual and Transgender Community Center of Colorado
The Humane Society of the United States
The Marine Toys for Tots Foundation
The Marshall University Foundation
The Morikami, Inc.
The Musella Foundation for Brain Tumor Research and Information, Inc.
The Pantry of Broward, Inc
The Red Sox Foundation
The Salvation Army Atlanta
The Salvation Army Central Territory
The Salvation Army DFW Metroplex Command
The Salvation Army Greater Houston Area Command
The Salvation Army in Greater Columbus
The Seattle Theatre Group
The Tipitina’s Foundation, Inc.
ThinkCure!
TJ Martell Foundation
Tony Stewart Foundation
Twin Cities Public Television
Ubuntu Education Fund
UNICEF
Union Rescue Mission
United Nations Foundation
United Service Organization
United Way
United Way Greater Cleveland
VFW Foundation
Virgin Unite USA, Inc
Washington DC Martin Luther King Jr. National Memorial Project Foundation
Way Fm Media Group
Western PA Humane Society
WGBH Educational Foundation
WHY (World Hunger Year)
Wikimedia Foundation
WomenHeart
Yele Haiti Foundation
Clinton Foundation Haiti Relief Fund
International Medical Corp
International Rescue Committee
American Red Cross

Mgive lists the following charities as its customers:

AETN Foundation
Alzheimer's Foundation of America
AmberWatch Foundation
American Cancer Society, Great West Division
American Heart Association
American Red Cross Relief
Americas Second Harvest of Tampa Bay
Amnesty International of the U.S.A.
Angel Christian Television Trust, Inc
Best Friends Animal Society
Boomer Esiason Foundation
Call and Response
Capital Area United Way
Carroll Shelby Children's Foundation
Chabad of California
Charity Cars, inc.
Children Affected by AIDS Foundation
Children of Uganda
Children's Cancer Research Fund
Children's Healthcare of Atlanta
Children's Miracle Network - mGive
Childrens National Medical Center
Christ for all Nations
Chronic Disease Fund
City of Hope
Clean Air - Cool Planet
Colorado State University Foundation
Compassion International
Crohn's & Colitis Foundation of America
Cystic Fibrosis Foundation
Defenders of Wildlife
Dikembe Mutombo Foundation
Disabled American Veterans
Doctors Without Borders
Dystonia Medical Research Foundation
Elizabeth Glaser Pediatric AIDS Foundation
Environmental Resource Center
Family Health International
FAMU Foundation
Farm Aid
Feeding America
First Call for Help of Broward Inc.
Food Bank of the Rockies
Friends of the World Food Program
Fundacion Teleton Mexamerica
Genocide Intervention Network
Good News Broadcasting Assoc., Inc.
Greater Chicago Food Depository
Greater Twin Cities United Way
Gridiron Greats Assistance Fund
HEALING WITH CAARE,INC
Hole in the Wall Foundation
Johnjay & Rich Care For Kids Foundation
Jumpstart for Young Children
Keep a Child Alive
Leon H. Sullivan Foundation
Luis Palau Association
Make-A-Wish Foundation
Malaria No More
Mapendo International
Memorial Sloan-Kettering Cancer Center
Metro United Way
Mid-Ohio Foodbank
Mile High United Way
Morehouse College
Mothers Against Drunk Driving
Motorsports Charities, Inc / The NASCAR Foundation
Music for Relief
Nat'l Coalition for Women w/ Heart Dis./WomenHeart
National Kidney Foundation Inc.
NCSU Student Aid Association
Neediest Kids
Northern California Public Broadcasting
Operation Homefront
Operation Smile
Opportunity International
Overland Missions
PBS
Poudre Valley Health System Foundation
PPMD
Rescue Mission, Inc. dba Open Door Mission
Richie-Madden Children's Foundation/Tides Foundation
Romito Foundation
Ronald McDonald House Charities of Austin and Central Texas
Safe Blood for Africa
Second Harvest Heartland
Sheltering Arms Senior Services
SMART (Start Making A Reader Today)
Special Olympics Colorado
Special Olympics Illinois
Sports Humanitarian Group, Inc / Right To Play USA
Starkey Hearing Foundation
Starlight Children’s Foundation
Stern Grove Festival
Sunflower Non Profit Foundation
Sunsystem Development Corporation
Susan G. Komen for the Cure
The Actors Fund
The Hockaday School
The Leukemia & Lymphoma Society
The Rotary Foundation
The Salvation Army Central Territory
The Salvation Army DFW Metroplex Command
The Salvation Army Greater Houston Area Command
The Salvation Army Tidewater Area Command
The Wellness Community Valley/Ventura
ThinkCure
TJ Martell Foundation
Tony Hawk Foundation
Tony Stewart Foundation
Trustees of the University of Pennsylvania / WXPN
UNICEF
United Nations Foundation
United Service Organizations
United Way of Greater Cleveland
United Way of Metropolitan Atlanta
United Way of North Central Mississippi
United Way of Salt Lake
United Way of the Big Bend
United Way of the Columbia-Willamette
United Way of the National Capital Area
United Way Worldwide
University of Florida Foundation, Inc.
USA Cares, Inc.
VFW Foundation
Washington Sports & Entertainment Charities, Inc.
WHY (World Hunger Year)
WHYY, Inc.
Wounded Warrior Project
YMCA of Metropolitan Atlanta, Inc.

MCommons lists the following nonprofits as its clients:

American Diabetes Association
American Jewish World Service
Americares
Andre Agassi Foundation
Andy Warhol Museum
Big Cat Rescue
CARE USA
Carnegie Museums
Catholic Relief Services
The Children’s Aid Society
Habitat for Humanity
The Human Rights Campaign
Humane Society Of The United States
International Rescue Committee
MLK Memorial Foundation
National Aquarium in Baltimore
National Relief Campaign
National September 11 Memorial & Museum @ the World Trade Center Foundation
Oxfam International
Partners in Health
Tipitina’s Foundation
United Church of Christ
Wikimedia
Zoo Atlanta

mDonation lists the following charities as it clients:

AIDS-Fondet raises money for research and information within the areas of HIV and aids along with support for ill HIV patients.
American Red Cross, Philadelphia & Southeastern
Børnecancerfonden is a private humanitarian organization founded around New Year 94/95 with the purpose of helping children with cancer, in Denmark.
Børns Vilkår is a private humanitarian organization that through 30 years have worked for all children in Denmark
CARE Denmarks
Danmission is a missionary and relief organization within the Lutheran Church in Denmark (Folkekirken).
Dyrenes Beskyttelse is the largest animal protection organization in Denmark
Familier Med Kræftramte Børn (Families With Kids Having Cancer) is a private, nationwide patient association with multiple purposes.
Folkekirkens Nødhjælp is a Christian humanitarian development organization doing relief and development work in Africa, Asia, Latin America, Middle East and Europe.
Frelsens Hær (The Salvation Army)
Gwinnett Medical Center is a not-for-profit healthcare network, providing a wide array of high-quality services and facilities to Gwinnett and the surrounding area.
Hjerteforeningens Børneklub (the Heart Association´s Children Club) is an association providing aid and support for families with children suffering from heart abnormalities.
Hjerteforeningen works within the areas of: research in cardiovascular diseases, prevention of heart diseases, and support for patients.
IBIS is an independent Danish development organization, working globally, nationally, and locally to ensure peoples´ equal access to education, influence, and resources.
Landsforeningen til støtte ved Spædbarnsdød (the National Association for support for Infant Death) is a private association, supporting and guiding parents and relatives in the case of infant death, the departure of the infant and the following period of mourning.
The Pantry of Broward County, Florida.
Red Barnet (Save the Children) is a guardian of children's rights.
Sclerose Foreningen (the Danish Multiple Sclerosis Society)
Songs of Love Foundation is a nonprofit organization dedicated to providing personalized songs for children and teens currently facing tough medical, physical or emotional challenges
SOS-Børnebyerne is the worlds largest private humanitarian children organization with the purpose of helping children in need.
WGBY is a community-supported public broadcasting organization

MobileCause lists the following charities as its clients:

Africare
American Humane
Azusa Pacific University
Big Brothers Big Sisters
Biola Media Conference
Camfed
Cancer Fund of America
CCT-CYT
charity:water
Children’s Miracle Network
Cystic Fibrosis Foundation
Disney
e3 Partners
Food Bank, Santa Barbara County
Healthy Child Healthy World
Heifer International
LifeBeat
Lifewater International
Love146
Miami Children’s Hospital
National Adoption Center
National Breast Cancer Foundation
National Law Enforcement Officers’ Memorial Fund
Oasis Church
Open Doors
Ovarian Cancer Research Fund
Project Angel Food
Reading Is Fundaemental
Salute America’s Heroes
Samaritans’ Feet
Songs of Love: The Medicine of Music
StandUp for Kids
The real news.com
The Sparrow Club
The Young Storytellers Foundation
Troy Camp
U.S. PIRG
Union Rescue Mission
United Way of Allen County
Vitamin Angels
Water Missions International

Cell Phones Ring Up Donations

Perhaps something of a silver lining to the devastating earthquake in Haiti is all the attention that online and mobile phone giving have received. Below my comments are links to just a few of the recent articles that have been published.

Sandy Stonesifer’s post on Slate.com, The pros and cons of donating money to Haiti via cell phone, provides a good explanation of how mobile giving works and the charges that the nonprofits pay to the nonprofit organization (such as the Mobile Giving Foundation) that is the liaison between the nonprofit and the wireless companies. However a nonprofit usually has to also contract with an application service provider (ASP). The ASP manages the technical components of a mobile giving campaign and the ASP charges the nonprofit for its services. In my next post, I will write about the costs that nonprofits can incur with mobile giving.

I also found her two concerns to be thought provoking.

First, if the mobile phone campaigns are promoting $5 or $10 donations will these amounts cause people to give less to charity than they would have otherwise. She wonders if the average donation amount for Haiti relief will be less than the $50 average that occurred with 9/11, the 2004 that happened after the Indian Ocean earthquake, and Hurricane Katrina in 2005. Of course it will be some time before the final tallies are in to find out what the average donation was for Haiti. Perhaps individuals gave less. r we may find that more money was raised from more people. And, the experience of giving may encourage those $5 and $10 to give more to other causes in the future.

Second, she questions whether people will "give as well." Are people going to give to charities that they have little to no research on?

Hopefully organizations, such as mGive and the Mobile Giving Foundation, effectively vet the charities that are using mobile services. On its website MGF states that it has a "detailed application process" that a nonprofit must go through. The site does not go into specifics about the application process but it does post a set of guidelines that the nonprofit must meet; http://mobilegiving.org/Files/MGFGuidelines.pdf. The guidelines are an initial screen.

However, her second concern may rest with the likely situation that a mobile phone giver has no personal connection to the charity. The old adage in fundraising is: people give to people and not to causes. I have experienced that very fact with the long standing cadre of sponsors who support me in AIDS WALK NY.

So the question remains: is the mobile giver going to become a long time supporter of the charity if there was no bond that brought the donor to the charity. Wanting to alleviate human pain and suffering is a very noble desire. Donating to a crisis is a wonderful and useful act because funds are desperately needed. But what happens when the immediate crisis passes? Will the mobile givers of today, send in another donation in three months? At the end of 2010 during the prime giving season? Perhaps a study on mobile donors and long-term giving will be done by an institution like the Center on Philanthropy at Indiana University.

I especially liked Tricia Duryee’s piece, Haiti Update: $22 Million In Donations Pour In By Text Message. Below the nonprofits she cited for raising money for Haiti via cell phones.

American Red Cross: Text the word “Haiti” to 90999 to donate $10.
Yéle Foundation (founded by Wyclef Jean): Text the word “Yele” to 501501 to donate $5; Text the word “Yele10” or “YeleTen” to 501501 to donate $10.
The Clinton Bush Haiti Fund: Text the word “QUAKE” to 20222 to donate $10.
Clinton Foundation Haiti Relief Fund: Text the word “Haiti” to 20222 to donate $10.
Salvation Army: Text the word “Haiti” to 52000 to donate $10.
UNICEF: Text the word “Hope10” or “UNICEF” to 20222 to donate $10.
Religious Broadcasters (NRB): Text the word “Haiti” to 40579 to donate $10.
Save the Children Federation: Text the word “Save” or “Safe” to 20222 to donate $10.
World Vision: Text the word “Give” or “World” to 20222 to donate $10.
International Medical Corps: Text the word “Haiti” to 85944 to donate $10.
International Rescue Committee: Text the word “Haiti” to 25383 to donate $5.
Oxfam America: Text the word “Oxfam” to 25383 to donate $10.
Cooperative for Assistance and Relief Everywhere: Text the word “PP” to 25383 to donate $10.
Americares: Text the word “Americares” to 25383 to donate $10.
Habitat for Humanity: Text the word “Habitat” to 25383 to donate $10.
MTV telethon: Text the word “Give” to 25383 to donate $10.
American Jewish World Service: Text the word “AJWS” to 25383 to donate $10.

Also kudos to Huffington Post for the article, As Wallets Open For Haiti, Credit Card Companies Take A Big Cut. I have often wondered if the average contributor realizes that a nonprofit is generally treated like any other vendor in having to pay the credit card a percentage transaction fee.

The article cites the American Express program, "Giving Express," as charging nonprofits a 2.25% fee. I personally give via this Amex division because the percentage charged is lower than the percentage the nonprofits (especially small ones) pay on their own. There is also the added incentive that card holders, who are belong to Amex’s member rewards program, receive a membership point for each dollar donated. A few years ago the program offered double points for each dollar donated.

American Express also allows its Membership Rewards members to use point balances with which to make charitable donations.

According to the giving site’s FAQs, “American Express developed GivingExpress Online to provide its Cardmembers with a convenient way to donate to their favorite charities. American Express has partnered with GuideStar and JustGive to create this site. GuideStar provides a comprehensive database of over 1,000,000 public charities in the U.S. that are registered with the IRS. JustGive processes donations and disburses funds to charities based on donor recommendations.”

With respect to giving for Haiti relief, Amex's "Giving Express" has prominently featured the following message on its home page www.americanexpress.com/give

"IMPORTANT ANNOUNCEMENT: In response to the devastation caused by the massive earthquake in Haiti, American Express will refund the merchant discount rate for charitable contributions made on the American Express Card directly to any of the non-profit organizations listed on the USAID (www.usaid.gov) website in support of Haiti relief. The refund is effective retroactively from January 12 through February 28, 2010.

All you need to do is make a donation using your American Express Card through American Express Giving Express to an organization in support of Haiti relief listed on the USAID website. You can also make a donation using your American Express Card directly to any of the non-profit organizations listed on the USAID website in support of Haiti relief.

Click here to learn more about how you can support the relief efforts in Haiti."

Here is the listing of recent articles on giving to Haiti relief:

Marketers Line Up To Speed Relief To Haiti
http://www.mediapost.com/publications/?fa=Articles.showArticle&art_aid=120655&nid=109991

Confusion Over Marketers' Haiti Relief Donations Goes Viral
http://adage.com/article?article_id=141518

Marketers Rushing to Haiti's Aid Hit Twit-Storm of Misinformation
http://adage.com/article?article_id=141553

U.S. cellphone users donate $22 million to Haiti earthquake relief via text
http://www.washingtonpost.com/wp-dyn/content/article/2010/01/18/AR2010011803792.html

Texting's Biggest Moment Since 'American Idol'
http://www.mediapost.com/publications/?fa=Articles.showArticle&art_aid=120700

The Red Cross Just Had A Marketing Breakthrough
http://www.mediapost.com/publications/?fa=Articles.showArticle&art_aid=120685

E-mail and social help organizations raise money in time of need
http://www.dmnews.com/inbox-insider-e-mail-and-social-help-organizations-raise-money-in-time-of-need/article/161726/

Haiti Telethon Will Stretch Across Platforms, Countries; Paste Tries Different Approach
http://paidcontent.org/article/419-haiti-telethon-will-stretch-across-platforms-countries-paste-tries-diff/

Haiti Update: $22 Million In Donations Pour In By Text Message
http://paidcontent.org/article/419-haiti-update-16-million-in-donations-pour-in-by-text-message/

Updated: People Text To Donate As Haiti Earthquake Becomes Hot Topic On Twitter
http://moconews.net/article/419-people-text-to-donate-as-haiti-earthquake-becomes-hot-topic-on-twitter/

Mobile Donations For Haiti Top $7 Million
http://moconews.net/article/419-mobile-donations-for-haiti-top-7-million-/

As Wallets Open For Haiti, Credit Card Companies Take A Big Cut
http://www.huffingtonpost.com/2010/01/14/as-wallets-open-for-haiti_n_423238.html

More go online or text to donate for Haiti's quake victims
http://www.usatoday.com/money/world/2010-01-20-haiti-quake-online-giving_N.htm

Why every charity needs an SMS short code
http://www.mobilemarketer.com/cms/opinion/editorials/5194.html

The pros and cons of donating money to Haiti via cell phone.
http://www.slate.com/id/2242668/

Mobile Ad Companies Unite For Haiti Relief
http://www.mediapost.com/publications/?fa=Articles.showArticle&art_aid=121193

Small Donations Make Big Impact through mGive
http://news.mgive.com/2010/01/19/small-donations-make-big-impact-through-mgive-mobile-phone-subscribers-pledge-more-than-24-million-for-red-cross-to-help-haitian-earthquake-victims/

Cellphone Companies Advance Text Donations for Red Cross – But Not Other Groups
http://philanthropy.com/blogPost/Cellphone-Companies-Advance/20652/

Sunday, January 10, 2010

Corporations Take Online and Offline Action On Behalf of Charities

Dear Readers: This post was begun the day before the earthquake hit Haiti. As we all know the people of Haiti are dealing with a catastrophic situation, and the disaster is prompting individuals around the globe to donate to Haitian relief. My next post will focus on the various ways in which technology is being used to help amass desperately needed funds. The use of mobile phones to make donations has made a great deal of news. Below you'll see how the American Foundation for Children with AIDS is working with the for-profit company, CharityCall. In my next blog I intend to take an in-depth look at how mobile phones were/are being used in the efforts to raise funds for Haitian relief.
_______________________________________

Highlighted in this post are two corporations that created special holiday (and year long) programs that are benefiting nonprofits. As you will read, both companies employed online mechanisms for customers/consumers to vote for a favorite charity, which would then receive a donation from the company.

Good Earth, the provider of organic coffee and tea, has initiated an online campaign through which visitors vote for their favorite charity. Good Earth has suggested eight charities, Alex's Lemonade Stand Foundation, American Foundation for Children with AIDS, First Book, Home Safety Council, March of Dimes, Operation Gratitude, Scholarship America, Wildlife Waystation. Consumers can also vote for their own charity of choice but they can only vote once a day.

http://www.mediapost.com/publications/?fa=Articles.showArticle&art_aid=119836
http://goodearthcares.com/

The three charities to receive the most votes will receive a donation from Good Earth. The donations will be made from a pool of money that comes from 50% of Good Earth's after tax profits (up to a total of $30,000) from the sale of every package of tea and coffee. The voting runs from October 25,2009 to February 28, 2010.

As of 1/10/10 the top five charities are: American Foundation for Children with AIDS, Operation Gratitude, Home Safety Council, Wildlife Forever, Scholarship America. Of these top five charities only Home Safety Council and Scholarship America promote the Good Earth campaign. Home Safety does the best job with a prominent ad unit on the home page, which is above the fold. Scholarship America's promotion is a bit harder to find though it is found on the home page. Consumers have to scroll down on the home page. Under the section "Scholarship News & Events," almost at the very bottom of the page, there is a text explanation of the Good Earth campaign. The copy includes a hyperlink to Good Earth.

Though the American Foundation for Children with AIDS is not actively promoting the Good Earth campaign, the charity is promoting a partnership with CharityCall™ and Truist. CharityCall is a for-profit venture that allows mobile phone users to make charitable donations via a SmartPhone (PayPal) platform or through an AT&T Wireless cell phone without having to enter an SMS text, credit card or user specific information. The AT&T Wireless user dials #505, and when prompted the user enters the 2-digit ID of their desired charity or cause. The donation process typically takes less than 30-seconds. To support AFCA, dial 12 after being prompted. Donation are posted on the monthly AT&T Wireless statement.

CharityCall charges nonprofits fees to participate. There is a one-time $350 set-up fee, a base monthly service fee of $250, and a is "per donation" fee of 5%. The donation fee is separate from any applicable PayPal, credit/debit card or other financial processing charges. According to CharityCall's FAQS, 95% of a donor's dollars, less any applicable credit card clearing charges, are distributed directly to the designated charity or cause. CharityCall and its partners provide all of the operational donor services at a total cost of only 5% of donations.

The wireless phone donations collected are received by CharityCall's fiscal agent, Global Impact. Global Impact will make a monthly disbursement to the participating charities within a period of 60-days from date of receipt of the donations.

After making a donation, donors can schedule a reminder to donation again user based on a selected calendar criteria - weekly, bi-weekly, monthly, etc. The reminders are sent to the donor's email address at the scheduled times.

On CharityCall's website lists the American Foundation for Children with AIDS, American Red Cross, Community Health Charities, Earth Share, Global Action for Children, Global Impact, Joyful Heart Foundation, Make-A-Wish Foundation of Eastern North Carolina as participating charities.

Target has a history of providing financial and in-kind donation support to nonprofits. Since 1946, Target has given 5 percent of its income to support and enrich the communities in which the stores are located. According to the company website, the donation amount today equals more than $3 million a week. The nonprofits supported service the areas of education, the arts, social services and volunteerism.

Support of the arts takes the form of funding music and dance festivals, theater events and programs that enable museum and special exhibitions going. Target's "Take Charge of Education" is a school fundraising program and the "Target Field Trip Grants Program" helps "teachers bring learning to life for students." Target also makes grants to local schools and educational organizations.

In 2009 Target launched "Bullseye Gives." the company's first online giving campaign. The campaign encouraged Facebook fans to vote for their favorite charity. The charity with the highest total would receive a one-time donation that was a portion of $3 million - one week’s worth of Target giving. By logging over 38,000 votes, the Salvation Army received $391,258. The Salvation Army used the funds to upgrade media centers and renovate libraries at designated local chapters nationwide.

The donation mentioned above was part of the more than $3.25 million that was donated in cash and in-kind donations made to Salvation Army by Target. In fact, Target provide the Salvation Army with year round support via national and local partnerships which include local chapter grants, volunteerism and in-kind donations.

Target's holiday support of the Salvation Army included the following:

MediaPost reported on Target's promotion of its three-day holiday pop-up "Target-To Go" stores in New York, San Francisco and Washington, D.C. On the morning of December 12, 500 over-sized gift tags the morning were placed around the cities. When a consumer brought one of the gift tags to a Target To-Go shop, he/she received a "GiftCard" valued from $10 to $500. Each redeemed tag also resulted in $100 being given to the Salvation Army. When the one customer in each market received the $500 gift card, The Salvation Army also received $500. Lastly an unspecified number of families in need, selected by the Salvation Army, received a $100 Target gift card.

http://www.mediapost.com/publications/?fa=Articles.showArticle&art_aid=118617

Target also collaborated with Hasbro, Inc. on a special holiday promotion. From December 6 - 12, Hasbro pledged to give five percent of the purchase price of select Hasbro toys bought exclusively at Target directly to The Salvation Army.

Target worked with local Salvation Army chapters to run toy drives. The total value of the donation was $250,000 and included toys and Target GiftCards.

Target.com became a part of the Salvation Army support via holiday toy “wish list” on Target.com/targetlists that were created by local Salvation Army divisions. Simple and easy navigation enabled site visitors and donors to purchase the toys and other merchandise that were slated to be given to needy families.

http://pressroom.target.com/pr/news/community/safe-families/target-donates-to-support-families.aspx

Wednesday, January 6, 2010

Online Hits The Year-End Mark

Trying to stand out from the crowd is nothing new in fundraising. Nonprofits compete for the attention of donors/consumers not just from other charities but also from corporations. So what is striking about recent year-end giving campaigns is the proliferation of the use of online strategies to raise not only monies but also awareness of giving and doing good.

Via its "You In?" campaign, Yahoo hoped to spur people to do random acts of kindness - http://kindness.yahoo.com/ "You In" expands upon Yahoo's ongoing, Purple Acts of Kindness campaign.

Participants in the "You In?" campaign are asked to post, in the space of 129 characters, a random act of kindness. Yahoo will then use its network to share the deed with others. As of this writing 315,989 acts were posted. There is also a global map that enables one to see his/her posting by clicking on the purple heart. However, one's act will display only if the posting was set to "Everyone." Posters and visitors can use the map to visit another part of the country or planet. I went to Australia and clicked on the purple heart over Sydney. That person was donating lots of clothing to the local Salvation Army.

The "You In?" home page also has links to Network for Good ("Give a Good Card", Global Giving ("Fund a Global Project"), and Donors Choose ("Sponsor a Classroom").

The MediaPost article, Yahoo Is Latest Brand To Join Random Acts, which brought Yahoo's campaign to my attention also noted Genworth Financial's TV ad that applauds caregivers and its Facebook page that allows beneficiaries of care to thank their caregivers.

http://www.mediapost.com/publications/?fa=Articles.showArticle&art_aid=119560

The web was atwitter with charitable tweets and chock-a-block with Facebook promotions as 2009 drew to a close.

In its story, Nonprofits Update Tactics To Cut Through Holiday Fundraising Clutter, ClickZ reported on a small charity, The Staley Foundation, which used tweets to raise $3,500 in a day.

The story also detailed how Chase used Facebook to get individuals to vote for nonprofits each of which would receive $25,000 from the bank.

http://www.clickz.com/3635947

The MediaPost article, Whole Foods Market Launches New Giving Effort, detailed how the Whole Foods was building food awareness by encouraging shopper to share their 'This Is My Year to..." resolutions in-store and on Facebook.
http://www.mediapost.com/publications/?fa=Articles.showArticle&art_aid=119745

Winnie Hsia's post on the Whole Foods blog explains that there are three goals for the campaign, to: "know where my food comes from, choose organic, and share my plate." Whole Foods, Odwalla, and Health Magazine teamed up to to donate $10,000 each to: The Non-GMO Project, The Organic Center’s Mission Organic 2010, and Growing Power. An additional $10,000 will be given to one of the three nonprofits that receives the most support from Facebook users. To participate, one had simply to download the Facebook app and choose the favorite. A participant can cast one vote a day throughout the month of January.

http://blog.wholefoodsmarket.com/2009/12/this-is-my-year-to%E2%80%A6do-good-on-facebook/

Whole Foods is also selling its third annual Whole Planet Foundation calendar. The calendar is only $2 and purchasers receive $30 in coupons plus the proceeds from the sale benefit the foundation's microcredit clients.

http://blog.wholefoodsmarket.com/2009/12/calendar-doing-good-great-coupons/

ClickZ's Kate Kaye revealed Haagen-Dazs' sweet spot in the article, Haagen-Dazs Re-Ups Social Cause Campaign for Honey Bees, Again. The company is continuing a "Help the Honeybees" Twitter campaign that began in September. Social media company, Experience Project, manages the campaign. Participants are asked to share the five things that are essential to their lives. The five things helps to reinforce brand awareness of the new Haagen-Dazs "Five" ice cream line that is made with only five natural ingredients.

http://www.clickz.com/3635989

To post his/her five essential things, a visitor has to sign up or log into their Experience Project account. Once signed up on logged on, the user is asked to 1) share the five essentials, 2) check of the featured groups, 3) check out the featured videos, 4) select and send a virtual honey bee to a friend, and 5) Play a trivia game. Though actions 1 through 4 do raise awareness of the disappearance of the honey bee, action 5 is the one with actual monies going to a charity. With every correct answer to a Trivia Game question, Experience Project will make a donation to North America Pollinator Protection Campaign (http://www.nappc.org/). I could not find the specific dollar amount donated per correct answer.

I was also confused by the "Bee Buzz" section on the "Help the Honey Bees" page. The counter notes that 438,866 bee buzzes have been generated. Yet when I clicked on the "Make A Buzz" button I was taken to another page of "Featured Challenges" but neither the page nor the challenges had anything to do with helping the bees.

Participants are encouraged to spread the word about the plight of honey bees by sharing on Facebook, voting for the campaign on Digg, giving it a thumbs up on StumbleUpon, voting on Reddit, and adding it on Del.icio.us

There is a separate Facebook app which allows Facebook users to choose a cartoon honey bee that can be sent to a friend. Or a user can choose one of two Haagen-Dazs Loves Honey Bees icons or one of serveral pictures of a Haagen-Dasz ice cream container to send to a friend. By sending bees, icons, or pictures to friends users can build their hives. Facebooks users can also play the Trivia Game and sign up to join the "Help the Honeybees" campaign.

Monday, December 14, 2009

Shopping That Keeps On Giving

With only five shopping days left before Christmas, the tryanny of holiday gift shopping is at full throttle. So with gift buying on the minds of so many, I thought it would be of interest to highlight a few of the charity-corporate programs that were devised to encourage shopping.

For the first time, the Weatherproof Clothing Company has linked up with New York Cares' annual coat drive for the homeless, which is now in its 21st year. From December 14 -17, New Yorkers were encouraged to bring a gently worn coat to a drop off location in Penn Station. The donors were given a $100 voucher that would be used towards one of the coats being sold on Weatherproof's "Coats for Clunkers" website. On the site shoppers have a choice of three men's coats - a leather coat $164.99, the Ultra-Tech coat $129.99 and the Faux Sherpa coat $139.99 - and three women's coats - a trench coat $129.99, a walking coat $139.99, and an irridescent trench coat $149.99. The shipping cost per coat is $6.00.

http://www.coatsforclunkers.com/
http://www.crainsnewyork.com/article/20091125/FREE/911259993

Cataloger Lands' End also encouraged donations of used but wearable coats. From October 29 through November 30, customers were encouraged to drop off the coat at one of the 252 Lands’ End shops at Sears or at oneof the 13 Lands’ End Inlets® around the U.S. The customer then received a coupon good for 20% off the purchase of a new Lands’ End coat. The donated coats were being sent to the National Coalition for the Homeless and the coats would then be given to homeless people as near as possible to where the coats were donated. Donors even find out what happened to the coat they donated by going to www.bigwarmup.com, then the "Find Your Coat" tab, and then typing in the unique code that appears on the paper receipt. To date 33,344 coats have been donated nationally.

http://www.landsend.com/newsroom/press_releases/press_releases/oct28_big_warm_up/index.html

ABC Carpet & Home, via its ABC Home & Planet Foundation, has partnered with numerous nonprofits to give "Gifts of Compassion." Though the gifts can be given year round, the December holiday season seems to be a fitting time to bring attention to this program.

Gifts can be purchased through the company's website via a link to the foundation site, or directly through the foundation's website. Shoppers can also go to the MISSION Market located on the first floor of the ABC Carpet & Home flagship store in Manhattan and select the charity and the program. The receipient will receive a personalized certificate that is placed in a vintage silk sari envelope.

One of the available Gifts of Compassion is "A Sacred Cow for Fetile Soil." For a donation of $130, a cotton farmer in the Asifabad region of Andhra Predesh, India will receive a cow, which is a basic necessity that the farmers lack. The donation also covers that cost of feed, shelter construction, healthcare, and insurance for the cow.

Most Gifts of Compassion average about $100. So for individuals who can afford to spend as much, gift givers can choose the lower cost Clusters of Compassion.

Gift givers can choose from the following groups: Africa AIDS Response, Aid to Artisans, Architecture for Humanity, Batonga Foundation, Calvert Foundation, Chetna Organic, Children's Theatre Company, ForestEthics, Global Fund for Women, The Green Belt Movement, Greyston Foundation, Housing Works, Malaria No More, The Natural Resources Defense Council, Navdanya, NY Pet-I-Care, One H.E.A.R.T., The Patrick Chege Memorial Orphanage, Project Mala, Rainforest Action Network, Rudolf Steiner College, Tickle-Up, V-Day, Women for Afgan Women.

http://www.abchomeandplanet.org/

As you are beginning to learn, I love to promote the little guy. So I will end this post with a nod to Mikelle Design. This maker and seller of lovely jewelry has some offering that benefit nonprofits. A portion of the proceeds from the sale of the "Happy Elephant necklace benefits either an elephant sanctuary in Kenya or in Tennessee. At its booth at the Grand Central Station Holiday Fair in New York, Mikelle Design was selling beaded Fairy Penguins that were made by disadvantaged people who live in the townships of Cape Town, South Africa. The beaded penguins were acquired through the nonprofit Monkey Biz South Africa; www.monkeybiz.co.za

Mikelle Design also has a project in development in South Africa to assist the children affected by the HIV/Aids Crisis

Tuesday, December 8, 2009

Tis The Season Part II

As the prime holidays of the year are about to commence and December 31 (the deadline for charitable giving for 2009) is mere weeks away, I wanted to direct your attention to four news stories that focus on charitable giving.

Study: Sites to bring in billions in holiday donations
http://news.cnet.com/8301-1023_3-10407501-93.html?tag=newsLatestHeadlinesArea.0

Red Cross Says Americans Still in a Giving Mood
http://directmag.com/casehistories/nonprofit/1130-red-cross-donations/

Corporate giving campaigns adjust to economy, but show signs of recovery
http://www.chicagotribune.com/business/chi-mon-giving-workplace-1123-nov23,0,1313298,full.story

A different sort of holiday cheer
Lavish parties are out, but events focused on charity are in
http://www.washingtonpost.com/wp-dyn/content/article/2009/11/21/AR2009112100020.html?wprss=rss_business

I'm no economist but these articles lead me to think that some optimism is in the air. Perhaps the end, or the nearing end, of the recession is nigh. Such a happening would certainly be a relief and a wonderful holiday present.

But you might question, why include articles that talk about consumer giving? My reason is the fact that our lives are intimately tied to corporations. They produce, market, and distribute the goods and services we rely on. For many of us, they provide us with work and pay our salaries. Even if we work for a small business or for ourselves, we are still impacted / influenced by corporations.

If consumers feel too uncertain about the future, then that concern will have a direct and dramatic effect upon charitable giving. How can one make a donation if there is a concern that his/her job will be eliminated?

Uncertainly does not just affect individuals. Consider this: how can a corporation, that is all about making a profit for its owners or shareholders, make charitable donations if revenues and profits are down?

But I do not want to take on the role of Scrooge in this posting. I think its heart lifting that there are such positive indications about charitable giving - corporate and individual - this year. Adding to this positive "vibe" are all the retailers that are partnered up with nonprofits (see my last post).

So for my next post I'll write about more of these charity / retail programs. But for now my I suggest that you start writing up your gift list for charities. Today I received a direct mail piece from a charity in my neighborhood. I had not heard of them before, but I intend to check it out. So this nonprofit might find itself on my personal list this year.

Salud.